Kristy Saylor, Closing Coordinator and Office Administrator
- Residential loan closing: This is the final step in executing a real estate deal. At a residential loan closing, the ownership of a property is transferred from the seller to the buyer.
- Commercial loan closing: This is where the mortgage deed and loan documents are signed. The property is transferred from the seller to the buyer.
- Title insurance issuance: A policy that guarantees an owner has title to a property issued by a title insurance company. This is protection for both parties of a property transaction against disputes involving the title for a property.
- Lender default services: When a person fails to make a payment of a loan this is considered as a default. When in default, most places will issue a notice to notify the person that they have defaulted on a loan.
- Construction title services: Construction title services are used to oversee the payments for all construction projects. As work is completed on a construction project, contractors submit requests to be paid for work and materials.
- Escrow services: People usually put money in escrow for real estate transactions. This money is held by a third party, while money is in this account the transaction can be completed without risk of losing money due to fraud. Assets, money and securities can all be held in escrow.
- Closings and title services: Whether you’re buying a new house or refinancing an already existing mortgage, seeking guidance from a closing attorney can help relieve any unnecessary stress associated with the process. Our legal team has extensive experience assisting clients in a wide range of real estate transactions, including:
- Title examination: Checking the title on the property being sold
- Title insurance: Ensuring that the insurance protects you in the event that a future problem is found in the title
- Document review: Present the necessary paperwork associated with the closing process
- Record and disbursement: Dispersing transaction fees, including insurance premium, inspection fees, and HOA dues.
- Clearing a title: This may include errors with prior recordings of the title, discrepancies in the way the property is described in documents, or errors encumbrances and easements on the property.